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Introduction#

https://www.monese.com/

Monese is a financial institution certified by the Financial Conduct Authority (FCA) and does not have bankruptcy insurance (FSCS). It provides a multi-currency electronic wallet for pounds and euros, with a personal IBAN. For a fee of 4.89 euros, it offers a physical MasterCard, which allows ATM withdrawals of up to 100 euros per month. After receiving the physical card, it can be activated within the app and supports Apple Pay and Google Pay. After activating the physical card or enabling location services, a virtual card will be provided. The virtual card can be deleted and regenerated multiple times.

Monese in the UK has a pound account and provides a pound card issued in the UK. It can also help accumulate credit history in the UK. Monese in the EU does not have a pound account and provides a euro card issued in France.

Registration#

It is recommended to register with Monese using an EU address. Machine KYC can instantly verify Chinese passports, but registering with a UK address may require proof of UK residency. During registration, use tools like iTools to modify the location of your phone to match the registration address. Also, grant Monese access to your location. After completing the registration, it is necessary to disable location access. Otherwise, Monese may close your account unconditionally, citing that your account is not active in Europe.

Deposits#

• Recharge with overseas debit cards
• Bank transfers from the registered country

Usage#

For subscribing to overseas services.

Requirements#

• Passport
• Phone number
• European address
• European IP

Fees#

Images#

Ratings#

https://www.trustpilot.com/review/www.monese.com

Risks#

Accounts may be closed without refund due to fraudulent information (fake identity or address).